January, 2013, a new beginning.

As January 2013 comes to a close, we begin to settle into the new year that starts to feel like your new favourite jeans finally being perfectly broken in.  We can all look back and safely say the world didn't end as so many people outwardly scoffed but cringed nervously on the inside.  We can now look forward to a more stable year as housing prices and unit sales stabilise and mortgage rates stay low.  For buyers it is a great time to get your feet wet in the market or at least dip your toes in and sit down with a mortgage broker and take a look at the options currently available.  As prices have become more appealing it means that the reality of home ownership becomes more feasible but it's like wanting to drive across the US from coast to coast.  You can just point yourself in the correct direction and start the engine and eventually you'll arrive at the opposite coast but there will probably be many detours and you might not land where you had originally hoped to, or you can sit down with a detailed map and plan your course before you leave to ensure the shortest and most direct route between where you are and where you want to end up.  A qualified and knowledgeable mortgage specialist can give you the road map that will give you the best possible chance at a successful outcome, and point out any obstacles, hidden or simply forgotten about, like a completely overlooked old cell bill that never got resolved, so the bumps can be smoothed over and ensure a more comfortable journey.  It's time to get focused on the years to come and take advantage of the fantastically low mortgage rates and our very stable housing market before it jumps back to a sellers market, as it will inevitably will.  www.primemortgageworks.com